LISMORE AND DISTRICT FINANCIAL
COUNSELLING SERVICE Inc.

CREDIT & DEBT ADVOCACY SERVICE

Based at Lismore Neighbourhood Centre
76 Carrington Street
Lismore, NSW, 2480

Po Box 1003
Lismore, NSW, 2480

Tel : (02) 66222171
Fax :(02) 66220096
email: fincounl@nor.com.au
We also provide Financial Counselling at Casino, Ballina, Mullumbimby & Byron Bay.
For details of our outreach centre's click here

For emergency assistance, contact Credit and Debt Hotline 1800 808 488

Wheel Chair Access AvailableOur Lismore office is are upstairs and there is a lift and a ramp, please ask if you need assistance.
--------------------------------

We provide a free service for people having money problems, in particular with debts.

Our Credit & Debt Advocates are accredited Financial Counsellors (FCAN)
and receive ongoing training and supervision.

We don't tell you what to do, we help you to look at the options available.
We can offer support when you decide what to do.
We help you understand what will happen once you've made your decision.
We act independently and without conflict of interest as we don't get
any money from banks, credit unions etc.

We provide information on:
        *your rights regarding debt and debt collection
        *assessing your financial situation and your options
        *how to talk to your creditors
        *bankruptcy
        *credit laws and practices

We don't:
        *give information on investments
        * do tax returns
        *recommend sources of credit
        *help you to get extra credit
        *give out charitable assistance, emergency relief money or
electricity (EAPA) vouchers.

Our funding comes from the Commonwealth Financial Counselling Program
and the NSW Credit Counselling Program.

Disclaimer: The information contained on this web site is of a general nature. It is intended as a guide and you must not rely
 on the information contained on this website for legal purposes. If you have a legal problem you must seek independent legal
 advice from a qualified legal practitioner. To the extent permissible by law, the Lismore and District Financial Counselling
Service Inc. disclaims all liability for anything contained on or accessed via this site and any use you make of it.
Please note that some of the information on this website applies to residents of NSW Australia only.

Credits: Web content produced with funding from the Sugar Industry Reform Program.