To work out what you can afford you should do a money plan or budget.
The Lismore and District Financial Counselling Service has two useful budget sheets to help you
Personal budget (PDF 51 KB)
Short Personal Budget
(PDF 46KB)
The Lismore Neighbourhood Centre has a Budget Counselling Service
Financial Councellors' Association of NSW has some helpful links for budgeting
FCAN fact sheet on
budgeting
FCAN fact sheet on
shopping to save:
FCAN fact sheet on
paying bills
Emergency phone line:
Credit and Debt Hotline 1800 808 488.
Financial Counselling information, advice and referral available five
days per week to consumer debtors.
For the Understanding Money website Click Here
MoneyMinded
has a range of
online learning resources including:
Budget planner
Activity sheets
Disclaimer: The information contained on this web site
is of a general nature. It is intended as a guide and you must not rely
on the information contained on this website for legal purposes. If you
have a legal problem you must seek independent legal
advice from a qualified legal practitioner. To the extent permissible by
law, the Lismore and District Financial Counselling
Service Inc. disclaims all liability for anything contained on or
accessed via this site and any use you make of it.
Please note that some of the information on this website applies to residents of NSW
Australia only.
Credits: Web content produced with funding from the Sugar Industry Reform Program.